Cashplus Bank has the vision to be the UK’s best-loved digital bank - by its customers, shareholders, and most importantly its people.

As a digital challenger to the UK’s established banks, Cashplus Bank recognises the importance of its strong, inclusive culture in helping it to compete, innovate, and provide its customers with great service.

Cashplus was founded to enable a more open and successful financial future and remains focused on that core purpose today, retaining the same commitment to delivering simple, accessible products for the microbusinesses and consumers who are too often overlooked by high street banks.

At the heart of Cashplus Bank’s unique culture are its four values: 'We are all in, We are upfront, We do it right, and We innovate with purpose'. The organisation reflects these values through inclusiveness, straightforwardness, diligence, and customer focus.

The company was founded in 2005 by founder and CEO Rich Wagner, inspired by his poor experiences with UK high street banks after he arrived from the US to take up a job in London. The company initially focused on providing a simple prepaid card for consumers and developed it to offer credit services and banking services for small businesses.

The company became a bank in 2021 and today offers current accounts, overdrafts, and credit cards aimed at micro businesses and consumers. It has a strong culture with many longstanding employees and a focus on the company’s values and its purpose of enabling a more open and successful financial future.